TIME TO REFINANCE
NO OUT-OF-POCKET LOAN COSTS
TAKE A 30 DAY BREAK FROM PAYMENTS*
There has never been a better time to refinance.
If you are overwhelmed with credit card debt or other monthly
bills, you can significantly reduce your monthly payments by consolidating
your debts into one low monthly payment**.
Rates as low as 1.25%***. Simply, complete our quick no-obligation
form and find out how much money you can save. Even if you
have bad
credit, limited income, little or no equity we have a home
loan for you****.
*The 30-Day Break From
Payments is an available feature on all home loans from NHM.
For example, if an NHM loan closes between January 2 and January
30, the first mortgage payment would not be due until March 1,
thus allowing a 30-day or more break from payments.
** See your tax advisor for
details. Although your aggregate monthly debt payment may decrease,
this loan may increase both your aggregate number of monthly debt
payments and the aggregate amount paid by you over the term of
the loan. NHM recommends you consult with a financial advisor
before entering into any credit transaction to be secured by your
home.
***First month APY. 7.345%
APR. Rate changes monthly and payment changes annually. There
is the potential for negative amortization with a lifetime 115%
(110% in New York) negative amortization cap. Rate shown is based
on 80% LTV primary residence or second home transaction Purchase
or rate/term and cash-out refinance. 9.95% life of loan cap.
****Equal housing opportunity.
Offering subject to final underwriting approval. Terms and conditions
apply and subject to change without notice. Please inquire for
details.
